Putting a pension in place is an important long-term investment decision.

• Personal pensions
• Stakeholders pensions
• Annuity/Drawdown
• Company pensions
• SIPP (Self Invested Pension Plans)
• SSAS (Small Self Administered Schemes)

Even if retirement seems a long way off, just think of what life would be like if a state pension of £80 a week was all you had to live on…