Life insurances for family, business, mortgage/loan, shareholder and partnership protection - It covers those eventualities when you die, helping those left behind whether it be family, business partners or associates.

Critical illness insurance - a payout if you suffer with an illness, regardless if you live or die. The list contains 28 illnesses.

Permanent Health Insurance (PHI) - for sudden loss of earnings if you are unable to work due long term sickness or injury. Covers up to 50 to 65% of normal salary.